About Us

Our History

Rominger-Miller Insurance Agency was founded in 1929 by Herschel Rominger at 110 W. 2nd Street in Ottumwa. Over the next 4 decades, the agency would transition ownership to Dale Howard and Raymond Howard, and the agency’s name was updated to Rominger Insurance Agency.

In February of 1972, Hugh Hardie purchased the agency from Dale and Raymond. A short 3 years later, Hugh moved the agency to its current location at 109 W. 2nd Street due to downtown revitalization.
In August of 1995, Tim Hardie joined the agency to follow in his father’s footsteps, and 6 years later in 2001 Tim purchased the agency and took over management.

Tim continued to oversee the agency for nearly two decades before deciding to add a partner in 2020. Wanting to ensure the legacy of the agency and bring additional resources to the Rominger client base, Tim partnered with First MainStreet Insurance in February 2020.

First MainStreet Insurance L.C. (FMSI), headquartered in Cedar Rapids, IA, is an organization that was established in 2017 when like minded individuals recognized the value for sustaining the small town insurance agency and its local legacy. The FMSI model focuses on smaller agencies, a lot of them family-run organizations, to perpetuate their business while giving them access to robust resources and carrier markets to better service their clients.

With the support of FMSI, Rominger Insurance gained additional carrier and market resources to further their best-in-class service. The firm’s day-to-day operations continue to be managed by Tim Hardie, alongside staff Brenda Curran and Laura Rose. Together the team maintains the firm’s local presence and activity in the community while providing the attention clients expect from a local agent.

Our Mission 

To assist companies with protecting and maximizing assets, resources, and opportunities.

Our Values




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